農業保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)承(cheng)保(bao)(bao)(bao)(bao)電子(zi)(zi)化在(zai)河(he)南農業保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)領(ling)域全(quan)面推行，實(shi)現(xian)政策性(xing)與商業性(xing)等(deng)險(xian)(xian)(xian)類全(quan)覆(fu)蓋，種植險(xian)(xian)(xian)、養殖險(xian)(xian)(xian)及林業險(xian)(xian)(xian)等(deng)險(xian)(xian)(xian)種全(quan)覆(fu)蓋。平臺上(shang)線(xian)后，可(ke)(ke)實(shi)現(xian)農業保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)承(cheng)保(bao)(bao)(bao)(bao)信(xin)息(xi)采集、說明義務(wu)履行、承(cheng)保(bao)(bao)(bao)(bao)公示、保(bao)(bao)(bao)(bao)單簽發、保(bao)(bao)(bao)(bao)單批改等(deng)承(cheng)保(bao)(bao)(bao)(bao)業務(wu)全(quan)流程(cheng)電子(zi)(zi)化。農戶(hu)可(ke)(ke)通過(guo)短信(xin)等(deng)線(xian)上(shang)電子(zi)(zi)化形式進行投保(bao)(bao)(bao)(bao)確(que)認、公示，保(bao)(bao)(bao)(bao)證農戶(hu)承(cheng)保(bao)(bao)(bao)(bao)知(zhi)情(qing)權，并可(ke)(ke)隨時下載(zai)驗真(zhen)保(bao)(bao)(bao)(bao)單，真(zhen)正實(shi)現(xian)明明白白買保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)，有(you)力保(bao)(bao)(bao)(bao)護(hu)農戶(hu)知(zhi)情(qing)權，切實(shi)增強農戶(hu)獲得感(gan)。

承(cheng)保(bao)(bao)電子化(hua)系統通過(guo)對承(cheng)保(bao)(bao)業(ye)(ye)務的(de)系統管控，實現承(cheng)保(bao)(bao)過(guo)程可(ke)追溯、可(ke)稽查。在信息收集方(fang)面，增加收集農戶地塊代碼及規(gui)模(mo)經(jing)營(ying)(ying)主體地塊圖形等(deng)保(bao)(bao)險(xian)標的(de)信息，可(ke)有效提升承(cheng)保(bao)(bao)數(shu)據(ju)的(de)完(wan)整性和(he)準確性，有利于進(jin)一(yi)步(bu)夯實農業(ye)(ye)保(bao)(bao)險(xian)業(ye)(ye)務經(jing)營(ying)(ying)基礎(chu)。同時，通過(guo)對農業(ye)(ye)保(bao)(bao)險(xian)承(cheng)保(bao)(bao)數(shu)據(ju)的(de)電子化(hua)集中，可(ke)進(jin)一(yi)步(bu)豐富非(fei)現場(chang)監管手段，通過(guo)校驗識別、定量評價等(deng)方(fang)法(fa)，有力督(du)促保(bao)(bao)險(xian)機構改善服務水(shui)平，促進(jin)行業(ye)(ye)依法(fa)合(he)規(gui)經(jing)營(ying)(ying)。

2020年1—10月，河南農(nong)業(ye)保(bao)險(xian)(xian)(xian)為1300余萬戶(hu)次農(nong)戶(hu)提供風險(xian)(xian)(xian)保(bao)障1190億元(yuan)。農(nong)業(ye)保(bao)險(xian)(xian)(xian)涉(she)及千萬農(nong)戶(hu)利(li)益(yi)，由于承保(bao)電子化較傳(chuan)統承保(bao)方式(shi)變化較大，農(nong)戶(hu)的可接(jie)受度(du)和適應(ying)性需要一個過程(cheng)，農(nong)險(xian)(xian)(xian)電子化先期與(yu)傳(chuan)統農(nong)業(ye)保(bao)險(xian)(xian)(xian)承保(bao)方式(shi)并(bing)行，在充分尊重農(nong)戶(hu)意愿(yuan)并(bing)綜(zong)合考(kao)慮農(nong)業(ye)保(bao)險(xian)(xian)(xian)實(shi)際的情(qing)況(kuang)下(xia)，逐(zhu)步(bu)過渡到以電子化為主的承保(bao)方式(shi)。